Terms of Use

This website (http://www.billionairetoys.com), the related web pages contained herein (collectively, the “Sites”) are owned and/or operated by Billionaire Toys Pty Ltd. hereinafter referred to as “Billionaire Toys”, “We”, “Us” or “Our”.

1. TERMS OF USE
1.1 These Terms of Use (“Terms”) govern your access to and/or use of the services of the Sites, and any information, text, graphics, maps, software, code, photos, video, audio, or other materials appearing on the Sites (collectively referred to as “Content”).
1.2 Your access to and/or use of the Sites is conditioned on your acceptance of and compliance with these Terms. By accessing and/or using the Sites you agree to be bound by these Terms, so please read carefully before proceeding. If you do not agree to these Terms, then please do not access and/or use the Sites.
1.3 As a condition of your access to and/or use of the Sites, you warrant that (i) all information supplied by you on the Sites is accurate, current and complete.

Accessing the Sites
1.5 Access to Our Sites is permitted on a temporary basis, and We reserve the right to withdraw or amend the service We provide on the Sites without notice. We will not be liable if for any reason the Sites are unavailable at any time or for any period.
1.6 From time to time, We may restrict access to some parts of the Sites, or Our entire site, to users who have registered with Us.
1.7 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in Our opinion you have failed to comply with any of the provisions of these Terms.

Use of the Sites
1.8 You shall be solely responsible for your access to and/or use of the Sites and its materials herein. As a condition of your use and/or access of the Sites, you shall not use and/or access the Sites (i) for unlawful, illegal or fraudulent purposes; (ii) to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); and (iii) in any manner which is prohibited by the Terms herein.
1.9 You also agree (i) not to reproduce, duplicate, copy or re-sell any part of the Sites; and (ii) not to access without authority, interfere with, damage or disrupt any part of the Sites, any equipment or network on which the Sites are is stored, any software used in the provision of the Sites; or any equipment or network or software owned or used by any third party.

2. PRIVACY 
AND MONITORING
2.1 We process information about you in accordance with Our privacy policy (“Privacy Policy”) as detailed below. The terms of the Privacy Policy is deemed to be incorporated by reference to this section.
2.2 By using the Sites, you consent to such processing and you warrant that all data provided by you is accurate.

3. INTELLECTUAL PROPERTY
3.1 Notwithstanding press material, Billionaire Toys is the sole owner or the licensee of all intellectual property rights in and to the Content on the Sites, and in the material published on it. Those works are protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws around the world. All such rights are reserved.
3.2 You may not copy, reproduce, modify, republish, upload, post, transmit, adapt, download, use transformatively, distribute or howsoever deal with any Content or material from the Sites in any form or by any means without Billionaire Toys prior written permission, and you are solely responsible for obtaining such permission before dealing with any Content or material that is available on the Sites. Any unauthorized use of Content or material on the Sites may violate Billionaire Toys intellectual property rights, and other applicable laws, and could result in criminal or civil penalties.

4. NO WARRANTIES
4.1 The Sites and all information provided herein are provided on an “as is,” “as available” basis without warranties of any kind, either expressed or implied, other than those imposed by law, including but not limited to, warranties of title or implied warranties of merchantability, satisfactory quality or fitness for a particular purpose.
4.2 Without limiting the generality of the foregoing, Billionaire Toys expressly disclaims any warranty, condition, guarantee, term or representation as to the reliability, accuracy, completeness, and validity of any Content or material on the Sites, and there is no warranty, condition, term or representation that the functions contained on the Sites will be secure, uninterrupted or error-free, or that any defects will be corrected. Any and all such warranties, conditions, terms and representations are specifically excluded.
4.3 Billionaire Toys assumes no responsibility for errors or omissions in the materials on the Sites, including factual or other inaccuracies or typographical errors. You expressly agree that your use and/or access of the Sites is at your sole risk.

5. LIMITATION OF LIABILITY
5.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BILLIONAIRE TOYS AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY EXCLUDE ALL CONDITIONS, WARRANTIES AND OTHER TERMS WHICH MIGHT OTHERWISE BE IMPLIED BY STATUTE, COMMON LAW OR THE LAW OF EQUITY, AND ANY LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS OR CONTRACTS, BUSINESS, ANTICPATED SAVINGS, DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES INCURRED BY ANY USER IN CONNECTION WITH THE SITES OR IN CONNECTION WITH THE (i) ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITES OR SERVICES, ANY WEBSITES LINKED TO THE SITES AND ANY MATERIALS POSTED ON IT; (ii) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES, INCLUDING WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (iii) ANY CONTENT OBTAINED FROM THE SERVICES; AND (iv) UNAUTHORIZED ACCESS, USE OR ALTERATION OF TRANSMISSIONS OR CONTENT, HOWEVER ARISING AND WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT BILLIONAIRE HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.
5.2 This does not affect Our liability for death or personal injury arising from Our negligence, or Our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under any applicable law.

6. RELIANCE ON INFORMATION POSTED
6.1 The Sites may contain commentary and other materials, including the views, opinions, statements, recommendations and any other representations (“Endorsements”) by third party individuals and organizations (“Third Parties”) and are in no way attributable to Billionaire Toys. These Endorsements are not intended to amount to advice on which reliance should be placed. Neither the Third Parties nor Billionaire Toys shall be liable or responsible for such Endorsements including the accuracy, integrity, quality or reliability of the Endorsements available on the Sites, whether as a result of any errors or violations of laws or regulations or otherwise. You acknowledge and agree that any reliance upon such Endorsements will be at your sole risk.
6.2 Opinions expressed on the Sites are solely those of the writers and are not necessarily endorsed by Billionaire Toys or its directors and editors.

7. SITE UPDATES
7.1 We aim to update the Sites regularly, and may change the Content at any time. If the need arises, We may suspend access to the Sites, or close it indefinitely. Any of the Content or material on the Sites may be out of date at any given time, and We are under no obligation to update such material.

8. VIRUSES, HACKING AND OTHER OFFENCES
8.1 You must not misuse the Sites by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Sites, the server on which the Sites are stored or any server, computer or database connected to the Sites. You must not attack the Sites site via a denial-of-service attack or a distributed denial-of service attack.
8.2 By breaching this provision, you would commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and We will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use and/or access to the Sites will cease immediately.
8.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use and/or access of the Sites or to your downloading of any material posted on it, or on any website linked to it.

9. LINKING TO THE SITES
9.1 You may link to Our home page (http://www.billionairetoys.com) provided you do so in a way that is fair and legal and does not damage Our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on Our part where none exists.
9.2 You must not establish a link from any website that is not owned by you.
9.3 The Sites site must not be framed on any other site. Further, you must not create a link to any part of the Sites other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in these Terms.
9.4 If you wish to make any use of material on the Sites site other than that set out above, please address your request to:
Billionaire Toys | Email: info@billionairetoys.com | Ph: + 61 405 938 772

10. SUSPENSION AND TERMINATION
10.1 We will determine, in Our sole discretion, whether there has been a breach of these Terms through your use and/or access of the Sites. When a breach of these Terms has occurred, We may take such action as We deem appropriate.
10.2 Failure to comply with these Terms may result in all or any of the following actions taken by Us:
· Immediate, temporary or permanent withdrawal of your right to use and/or access the Sites.
· Immediate, temporary or permanent removal of any posting or material uploaded by you to the Sites.
· Issue of a warning to you.
· Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.
· Further legal action against you.
· Disclosure of such information to law enforcement authorities as We reasonably deem necessary.
10.3 We exclude liability for actions taken in response to breaches of these Terms. The responses described above are not exhaustive, and We may take any other action We reasonably deem appropriate.
10.4 We reserve the right to refuse any and all current or future access to and/or use of the Sites without prior notice to you.

11. GENERAL

NO RELATIONSHIP
11.1 Neither these Terms nor your use and/or access of the Sites creates any joint venture, agency, partnership, or employment relationship between you and Billionaire Toys.

WAIVER AND SEVERABILITY
11.2 The failure of Billionaire Toys to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. In the event that any provision of this Agreement is held to be invalid, illegal or unenforceable, the remaining provisions of these Terms will remain in full force and effect.

HEADINGS
11.3 The headings in these Terms are only for convenience and do not, in any way, limit or otherwise define the terms and provisions of these Terms.

ENTIRE AGREEMENT
11.4 These Terms, which expressly incorporate the Privacy Policy and those terms and conditions referred to therein, constitute the entire agreement (collectively referred to as the “Agreement”) between you and Billionaire Toys relating to the subject matter hereof, and supersedes any prior understandings or agreements (whether oral or written) regarding the subject matter, and may not be amended or modified except in writing or by making such amendments or modifications available on the Sites.

GOVERNING LAW
11.5 This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Singapore.
11.6 Any claim or dispute arising out of or relating to this Agreement and/or your access to and/or use of the Sites which cannot be resolved through negotiation will be subject to the non-exclusive jurisdiction of the courts of Singapore.

REVISIONS
11.7 Billionaire Toys reserves the right to change, modify, add, revise or remove portions of these Terms, and make changes to the services described and provided by the Sites from time to time (collectively referred to as “Revisions”) without prior notice or liability. Some of the provisions contained in these Terms may also be superseded by provisions or notices published elsewhere on the Sites.
11.8 These Revisions will be incorporated into the Terms herein and shall have immediate effect. You should review these Terms periodically to view the most current version of the Terms, including your and Billionaire Toys rights and obligations. Your continued use and/or access to the Sites following such Revisions shall be construed as your consent and acceptance of the Revisions.

NON-ASSIGNMENT
11.9 You may not assign these Terms or any of its rights or obligations under these Terms to any party.

NOTIFICATION UNDER THE AUSTRALIA COPYRIGHT ACT
Notice
11.10 If you believe that the Content violates your intellectual property rights, you may file notice in accordance with the Australia Copyright Act 1968 (Cth) (Copyright Act) with Our designated representative in the manner described below.
Billionaire Toys designated representative (“Designated Representative”) to receive notifications of claimed infringement is:
Brenon Melse | Billionaire Toys
Phone: +61 405 938 772
Email: info@billionairetoys.com

The following information, and any other information as required by the ACA, shall be included in the notification:

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Billionaire Toys to locate the material;
Information reasonably sufficient to permit the Billionaire  Toys to contact the complaining party, such as an address, telephone number, fax number and, if available, an electronic mail address at which the complaining party may be contacted;
A statement that the infringing material requires Billionaire Toys to remove or disable access to the material that is claimed to be infringing or is the subject of the infringing activity;
A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; and
A statement that the complaining party consents to the jurisdiction of the courts of Australia for the purposes of any criminal proceedings relating to the making of any statement that is false, which the complaining party knows is false or does not believe to be true, and which touches any point material to the object of the notice.

Counter Notice
11.11 If you believe that your photo or other content that was removed is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s agent, or pursuant to the law, to post and use the material in Your User Submitted Content, you may send a counter-notice containing to Billionaire Toys Designated Representative in accordance with the ACA.
11.12 The following information, and any other information as required by the ACA, shall be included in the counter-notice:
Your physical or electronic signature;
Identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled;
A statement that you have a good faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content or that the content does not infringe the copyright in any material;
A statement that the information in the notification is accurate;
A statement that the complaining party consents to the jurisdiction of the courts of Australia for the purposes of any criminal proceedings relating to the making of any statement that is false, which the complaining party knows is false or does not believe to be true, and which touches any point material to the object of the notice.
Your name, address for service in Australia, telephone number, fax number and e-mail address,and a statement that you will accept service of process from the person who provided notification of the alleged infringement.

Validity of Notices & Counter-notices
11.13 You acknowledge that if you fail to comply with all of the requirements of this section, your notices under this Section may not be valid.

 

Privacy Policy

This website (http://www.billionairetoys.com), the related web pages contained herein (collectively, the “Sites”) are owned and/or operated by Billionaire Toys Pty Ltd. hereinafter referred to as “Billionaire Toys”, “We”, “Us” or “Our”.

To provide you with an Internet experience that delivers the information, resources, and services that are personalized and most relevant to you, Billionaire Toys and/or the Sites (as each defined in the Terms of Use (http://www.billionairetoys.com/legal) may request that you provide certain types of information about you, and the Sites may gather certain information about you and your use of the Sites.

1. Your Agreement with This Privacy Policy
By using the Sites, you consent and agree to this Privacy Policy.
This Privacy Policy (together with Our Terms of Use available online at http://www.billionairetoys.com/legal and any other documents referred to in the Privacy Policy and/or Terms of Use) applies to your use of the Sites and sets out the basis on which any personal data We collect from you, or that you provide to Us, will be processed by Us.
Please read this Privacy Policy carefully to learn about Our privacy practices before you use the Sites or provide information about you to Us via the Sites.

2. Types of Information Covered by This Privacy Policy
This Privacy Policy covers two types of information: “Personal Information” and “Anonymous Aggregate Data”.
“Personal Information” refers to data you voluntarily provide when you access and/or use the Sites. Typically, Personal Information is information that identifies you or is about you and/or the organisation on whose behalf you are accessing and using the Sites. By way of example, Personal Information may include your name, username, password, e-mail address, phone number, company affiliation, physical address, details of transactions you carry out through the Sites, and/or certain other personal information. Personal Information may also include information about your eating, travel, and other hospitality and entertainment preferences, plans, and desires.
“Anonymous Aggregated Data” refers to general information regarding visitors and users of the Sites that relate to use of the Sites for the purposes of system administration and to report aggregate information to our advertisers. This is statistical data about Our users’ browsing actions and patterns, and does not identify any individual. By way of example, Anonymous Aggregated Data includes website traffic patterns, location data, weblogs, IP addresses, type of operating system, type of web browser, referring websites, number of visits to certain web pages, visits from other websites or to third-party websites linked to the Sites, use of particular services and interest in services on the Sites, information or features of the Sites, other sites reached through the Sites, and other session data.

3. How Billionaire Toys Uses Your Personal Information and Why We Need It
Our goal is to ensure that the Personal Information We obtain from you is not used in ways that you may not be aware of and have not agreed to. If you agree to provide Us with your Personal Information, We will use it for purposes discussed in this Privacy Policy.
You can choose not to provide Personal Information to Us, but a proportion of the content, services, and functions on the Sites are available only to registered users who agree to provide Personal Information to us. To facilitate your use of the Sites, We may ask for certain Personal Information. By way of example, you may provide Us with Personal Information in order to register an account on the Sites, to obtain newsletters, receive updates, and receive other information from or about the Sites, and for other purposes relating to the Sites. We may also request for your Personal Information to enable Us to publish your content on the Sites and such Personal Information may include photos, reviews and forum posts.
Not surprisingly, there are many things We cannot do for you without your Personal Information. For example, We cannot complete transactions with you, send service and administrative messages, resolve disputes, or respond to your feedback unless you provide Personal Information to Us. We cannot notify you of special offers or new products or services (of Billionaire Toys or Our third-party partners) without certain Personal Information.
We do not sell or rent any of your Personal Information to third parties in the normal course of Our business, and We will not use it for unapproved commercial purposes.
The Sites may include functionality for you to access third-party websites and/or services (such as Facebook and Twitter). By accessing and using third-party websites that are not operated, licenced or controlled by Billionaire Toys (“Third Party Sites”) and/or services from the Third Party Sites, you will be sharing information with those sites, and those sites may require you to provide your Personal Information in order to access and/or use such Third Party Sites and services.
When you access Third Party Sites and services, your conduct and disclosures will be governed by the privacy policies of the Third Party Sites and services. The privacy policies of such Third Party Sites and services typically would enable you to modify your privacy settings with the third parties, but Billionaire Toys has no ability or right to control or monitor how such third parties use your Personal Information and other disclosures to them, nor can Billionaire Toys guarantee the security or privacy of your Personal Information or other disclosures to such third parties.
Billionaire Toys reserves the right to transfer your Personal Information under the following types of circumstances, which are not in the normal course of Our business:
If Our company is acquired by or merged with a third party; or, alternatively, if substantially all of Our assets are acquired by a third party. Under these types of circumstances, your Personal Information may be included as an asset in the underlying transaction.
If We are under a duty to disclose or share your Personal Information to comply with any legal obligation or to enforce or apply Our Terms of Use.

4. You Can Access, Modify, and Delete Certain of Your Personal Information
When you register an account on the Sites, We will create and provide you with access to your “User Profile,” which will include certain Personal Information you provide to Us.
You can modify or delete your Personal Information on your User Profile. In fact, it is important for you to keep your Personal Information up to date so that We can contact you as necessary and as you desire in connection with your use of the Sites and the services available on the Sites.
You will be able to modify your User Profile to opt in or out of certain email communications, subscriptions, promotional offers, and other preferences regarding your use of and communication to/from the Sites.
You are free to terminate your registered account on the Sites, and you will have the ability to do so on the Sites. Before We terminate your registered account, We will send you an e-mail to confirm your request. After your registered account is terminated, you will not be able to sign in to the Sites or access the Personal Information that was provided under that registered account.
Please also note that, even for terminated registered accounts, Billionaire Toys may retain certain of your Personal Information in Our backups and for recordkeeping purposes.

5. How We Store, Process, and Transfer Your Personal Information
By submitting your Personal Information, you agree to the transfer, storing or processing of the same. We will take all steps reasonably necessary to ensure that your Personal Information is treated securely and in accordance with this Privacy Policy.
By providing Billionaire Toys with your Personal Information and thereby agreeing to this Privacy Policy, you are also consenting and agreeing to the storage, transfer, and processing of your Personal Information to and from various servers and facilities around the world.
Unfortunately, the Internet and transmission of information via the Internet is not completely secure. While We cannot guarantee absolute security of your Personal Information, We believe Our use of secure servers means that We have implemented adequate security mechanisms and procedures to help protect your Personal Information. Any transmission of Personal Information is at your own risk.

6. Use of Anonymous Aggregate Data
Billionaire Toys is interested in improving the Sites and may develop and offer new features and services. We monitor, collect and use Anonymous Aggregate Data regarding your use of the Sites for marketing purposes and to study, improve, and promote use of the Sites.
In connection with such purposes, Billionaire Toys may permit selected third parties to use your Anonymous Aggregate Data with third parties, but such disclosure of Anonymous Aggregate Data will not reveal your Personal Information.

7. Use of Cookies
The Sites uses cookies to distinguish you from other users of our Sites. This helps us to provide you with a good experience when you browse our Sites and also allows us to improve our Sites.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We use the following cookies:
Strictly necessary cookies. These are cookies that are required for the operation of our Sites. They include, for example, cookies that enable you to log into secure areas of our Sites, use a shopping cart or make use of e-billing services.
Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our Sites when they are using it. This helps us to improve the way our Sites works, for example, by ensuring that users are finding what they are looking for easily.
Functionality cookies. These are used to recognise you when you return to our Sites. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
Targeting cookies. These cookies record your visit to our Sites, the pages you have visited and the links you have followed. We will use this information to make our Sites and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
Most web browsers allow some control of most cookies through the browser settings. You may block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Sites.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.aboutcookies.org or www.allaboutcookies.org.

8. Links Provided To Other Sites
Without limiting the generality of the above, We may provide hyperlinks accessible from the Sites linking to Third Party Sites that We believe might offer you useful examples of services and products. These Third Party Sites may not follow the same privacy policies set forth in this Privacy Policy, and such hyperlinks are provided for your convenience and information and you access them at your own risk. You are responsible for your use of such Third Party Sites.
We do not have any control over the content on Third Party Sites and are not responsible for the privacy policies or the actions of any third parties, including without limitation, any website owners whose sites may be reached through the Sites. We cannot control and are not in control of the content on Third Party Sites, the activities of those websites or their owners and/or operators. Billionaire Toys accepts no responsibility for the content on Third Party Sites, the activities of those websites or their owners and/or operators, or for any loss or damage that may arise from your use of them.
You should carefully review the privacy policies and terms of use of any Third Party Sites you access via the Sites before using any such Third Party Sites or submitting your Personal Information or other sensitive data to them.
Any link to a Third Party Site from the Sites shall not be construed as an endorsement or acceptance by Us of the Third Party Site and the contents therein. In no event shall any reference to any third party or third party product or service on the Third Party Site be construed as an approval or endorsement by Us of that third party or of any product or service provided by a third party.

9. Monitoring
We are not obliged to, but shall have the right to, review your use of the Sites including, without limitation, your communications on the Sites, to ensure that your use complies with the Terms of Use, and any applicable laws, rules or regulations.

10. Policy Modifications & Contacting Billionaire
 Toys
We reserve the right to change this Privacy Policy at any time; notice of changes will be published on this page or on the Sites or emailed to you. We strongly encourage you to review this Privacy Policy periodically. Changes will always be prospective, not retroactive. If you have questions about Our policies, please contact us.